After years shrouded in regulatory uncertainty, XRP is now charting a remarkable comeback, shedding its courtroom past to emerge as a renewed focus for institutional investors and the broader crypto market. The digital asset, once sidelined by its protracted legal battle with the US Securities and Exchange Commission (SEC), is experiencing a significant resurgence, marked by soaring liquidity and ambitious institutional initiatives positioning it for mainstream adoption.
Regulatory Clarity Fuels Market Revival
The turning point for XRP arrived with the SEC formally dropping its remaining claims against Ripple in August 2025, effectively lifting the regulatory cloud that had stifled its growth. This clarity immediately revitalized XRP’s market presence, enabling it to trade freely in US markets and re-enter institutional discussions. Post-settlement, XRP’s market structure has transformed, with liquidity providers returning in force. Data reveals its average daily futures volume surged tenfold, and open interest on derivatives venues escalated by over 1,000% year-on-year. Furthermore, XRP’s spot price has jumped by 443%, outperforming competitors like Solana and Cardano, and positioning it among the most actively traded altcoins. Analysts attribute this renewed momentum to institutional desks actively rebuilding their exposure to the asset.
Institutional Inroads and Future Prospects
The institutional embrace of XRP is deepening through several strategic avenues. Evernorth, a new XRP-focused digital-asset treasury company, plans to list on Nasdaq through a SPAC merger, aiming to raise over $1 billion. This initiative seeks to provide regulated exposure to XRP, allowing traditional funds, pensions, and ETFs to gain indirect access to the asset. Simultaneously, the XRP ETF narrative is gaining significant traction, with prominent asset managers filing for approval. Experts anticipate these ETFs could attract $5–8 billion in inflows within their first year, solidifying XRP as a legitimate institutional asset class, akin to Bitcoin ETFs. Beyond speculative flows, Ripple Labs is strategically investing approximately $3 billion in acquisitions and pursuing a US national bank charter and international licenses. These moves are designed to integrate custody, liquidity management, and cross-border payments into a compliant financial architecture, embedding XRP into the global financial ecosystem and reinforcing its foundational use case in payments.
