Perú: La liquidez del sector privado creció un 5,8% interanual en agosto de 2025 Perú: Private Sector Liquidity Surges in August 2025 Peru's private sector experienced a notable surge in liquidity during August 2025, reflecting a dynamic financial landscape as reported by the Central Reserve Bank of Peru (BCRP). This significant growth, encompassing both circulating cash and deposits, highlights specific trends within national and foreign currencies, as well as distinct movements in various deposit types, painting a picture of evolving financial behaviors.
Strong Interannual Liquidity Expansion
The BCRP reported a robust 5.8% interannual increase in private sector liquidity for August 2025. This significant expansion was primarily fueled by growth in both national currency liquidity, which rose by 4.8%, and foreign currency liquidity, experiencing an even higher surge of 8.3%. This blended growth underscores a diversified increase in available funds within the private sector, indicating a healthy flow of capital across different currency denominations.
Divergent Trends in Components and Deposits
A deeper analysis reveals interesting disparities among the components of liquidity. While overall deposits grew by 5.1%, the circulating cash within the private sector saw a more substantial 11% interannual increase, highlighting a preference for more immediate access to funds. Within deposit categories, savings deposits led the way with an impressive 13.1% rise, followed by sight deposits growing at 5.1%, and CTS (Compensation for Time of Services) deposits increasing by 2.8%. In stark contrast, term deposits experienced a contraction of 3.6% compared to the previous year, suggesting a shift in how individuals and businesses are holding their long-term savings and investments. Monthly figures also showed a modest 0.3% overall increase in August, primarily driven by the growth in circulating cash.
