Binance is making a significant move with its Secure Asset Fund for Users (SAFU), strategically shifting its primary reserve asset from stablecoins to Bitcoin. This calculated transition underscores a deeper conviction in Bitcoin's long-term stability and its role in protecting user assets.

SAFU's Evolving Strategy: A Bitcoin-Centric Future

Established in 2018 to safeguard users against major losses, the SAFU fund historically held its reserves primarily in stablecoins like USDC and BUSD to minimize volatility. However, in an assertive pivot announced in January 2026, Binance committed to converting its entire $1 billion fund into Bitcoin within 30 days. This ambitious strategy is now well underway, with approximately 73.4% of the transition complete, highlighted by a recent $299.6 million purchase of 4,225 BTC, bringing the fund's total Bitcoin holdings to 10,455 BTC, valued at around $734 million.

Strategic Execution and Unwavering Commitment

Binance is executing this substantial migration through phased purchases, a deliberate approach designed to mitigate sudden market price fluctuations and avoid unnecessary volatility. This strategy signals a robust vote of confidence in Bitcoin, positioning it as the ultimate foundation for long-term security. Furthermore, Binance has committed to a critical downside safeguard: should the fund's value fall below $800 million, the exchange pledges to inject additional capital to restore it to $1 billion. This commitment not only provides strong support for Bitcoin during market downturns but also reinforces user protection, marking a more focused and assertive stance compared to previous fund adjustments.