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Most serious investors hold assets across multiple brokers, exchanges, and asset classes — stocks in one brokerage, crypto on three exchanges, ETFs in a retirement account, and perhaps real estate or private investments on top. Without a dedicated portfolio tracker, getting a clear picture of your total financial position requires hours of manual spreadsheet work every week.

A portfolio tracker connects to all your accounts automatically, calculates real-time performance across every holding, tracks dividends and distributions, and — in the best cases — generates the tax reports your accountant needs at year end. In this guide, the altFINS research team reviews and ranks the five best portfolio trackers in 2026.

Best Portfolio Trackers 2026 — Quick Comparison

1. Delta — Best Overall Portfolio Tracker in 2026

Delta is the most comprehensive multi-asset portfolio tracker available in 2026. It covers stocks, ETFs, crypto, DeFi positions, commodities, and even private investments — all in one clean, beautifully designed mobile and desktop app. With connections to 300+ crypto exchanges and 50+ stock brokers via read-only API or CSV import, Delta gives you a real-time view of your complete financial picture regardless of where your assets are held.

The app’s performance analytics are particularly strong — showing time-weighted returns, money-weighted returns, profit and loss by asset, and allocation breakdowns across asset classes, sectors, and geographies. For investors who hold both crypto and traditional assets and want one place to see everything, Delta is the clear first choice.

Key features

• ✅ Covers stocks, ETFs, crypto, DeFi, commodities, and private investments
• ✅ Connects to 300+ crypto exchanges and 50+ stock brokers
• ✅ Real-time portfolio valuation with live price feeds
• ✅ Time-weighted and money-weighted return calculations
• ✅ Allocation breakdown by asset class, sector, and geography
• ✅ News feed personalised to your holdings
• ✅ Price alerts for any held asset
• ✅ Available on iOS, Android, and desktop

Limitations

• ❌ No tax report generation — use Koinly or Sharesight for tax reporting
• ❌ Some broker integrations require manual CSV import rather than API
• ❌ Pro features require paid subscription
• ❌ DeFi tracking less comprehensive than dedicated crypto trackers

Best for: Investors who hold assets across multiple asset classes — stocks, crypto, ETFs, and DeFi — and want one beautifully designed app to see everything in real time.

Not ideal for: Investors who need tax report generation or very deep DeFi protocol tracking.

Pricing: Free plan with core features. Delta Pro from $9.99/mo with advanced analytics and unlimited connections.

2. Empower — Best Free Stock & Retirement Portfolio Tracker

Empower — formerly known as Personal Capital — is the most widely used free investment portfolio tracker in the US, with over 3 million users and $1.3 trillion in assets monitored on the platform. It connects to over 14,000 US financial institutions including every major brokerage, bank, and retirement account provider, giving users a complete picture of their net worth, investment portfolio, and cash flow in one free dashboard.

The Investment Checkup tool is Empower’s standout feature for investors — it analyses your portfolio’s asset allocation, identifies whether you are taking appropriate risk for your age and goals, compares your fees to benchmarks, and projects your retirement readiness. The Retirement Planner models multiple scenarios including market downturns, major expenses, and different retirement ages to show the probability of achieving your retirement goals.

Key features

• ✅ Completely free — no subscription required for any core features
• ✅ Connects to 14,000+ US financial institutions
• ✅ Investment Checkup — allocation analysis, fee comparison, risk assessment
• ✅ Retirement Planner — scenario modelling with probability of success
• ✅ Net worth tracking including bank accounts and real estate estimates
• ✅ Fee analyser — identifies hidden fees in mutual funds and ETFs
• ✅ Cash flow tracking — spending and income overview
• ✅ Available on web, iOS, and Android

Limitations

• ❌ Aggressive upselling toward paid wealth management services
• ❌ Limited crypto tracking — not suitable as a crypto portfolio tracker
• ❌ US-focused — limited international broker connections
• ❌ No tax report generation

Best for: US-based stock and retirement investors who want a completely free, comprehensive portfolio tracker with investment analysis and retirement planning tools built in.

Not ideal for: Crypto investors, international investors, or anyone who needs tax reporting alongside portfolio tracking.

Pricing: Completely free for all portfolio tracking and planning tools. Paid wealth management services available separately.

3. Kubera — Best for Complete Net Worth Tracking

Kubera is the most complete net worth tracker available in 2026 — going far beyond investment portfolios to include bank accounts, real estate valuations, vehicle values, private business equity, collectibles, and any other asset you want to track. For high net worth individuals who want a single, secure dashboard showing their complete financial picture, Kubera provides capabilities that no other tracker matches.

The platform’s beneficiary feature is particularly unique — allowing you to designate a trusted person who receives access to your complete financial picture in the event of your death or incapacitation. This estate planning functionality makes Kubera as much a wealth management tool as a portfolio tracker.

Key features

• ✅ Complete net worth tracking — stocks, crypto, real estate, banks, private assets
• ✅ Bank account connections via Plaid — 20,000+ US financial institutions
• ✅ Real estate valuation via Zillow integration
• ✅ Vehicle value tracking via KBB integration
• ✅ Crypto connections — exchanges and wallets
• ✅ Beneficiary access feature for estate planning
• ✅ Clean, minimal interface designed for high net worth users
• ✅ Data export for accountants and financial advisors

Limitations

• ❌ No free plan — starts at $150/yr
• ❌ Less investment-specific analytics than Delta or Sharesight
• ❌ No tax report generation
• ❌ Primarily US-focused for bank and real estate integrations

Best for: High net worth individuals who want a complete picture of their total net worth including real estate, private assets, bank accounts, and investments in one secure dashboard.

Not ideal for: Investors who primarily want investment performance analytics or tax reporting — Delta or Sharesight are better suited for those needs.

Pricing: From $150/yr. No free plan. Family plan from $225/yr.

4. Sharesight — Best Portfolio Tracker for Tax Reporting

Sharesight is the best portfolio tracker for investors who need accurate, automated tax reporting alongside performance tracking. It automatically calculates capital gains using the correct tax methodology for your country — FIFO, LIFO, or specific identification — tracks dividend income across all holdings, handles currency gains and losses on international stocks, and generates tax reports that your accountant can use directly.

Sharesight covers investors in Australia, New Zealand, UK, Canada, South Africa, and other countries — automatically applying the correct tax rules for each jurisdiction. For international investors who hold stocks across multiple markets, Sharesight eliminates the nightmare of calculating multi-currency capital gains manually at tax time.

Key features

• ✅ Automatic tax report generation for 15+ countries
• ✅ Capital gains calculations with correct methodology for each jurisdiction
• ✅ Dividend income tracking and tax treatment
• ✅ Currency gain and loss calculation on international holdings
• ✅ Performance reporting — total return, annualised return, benchmark comparison
• ✅ Broker integrations via API and CSV for major brokers worldwide
• ✅ CPA and accountant sharing — give your accountant direct access
• ✅ Free plan for up to 10 holdings

Limitations

• ❌ Limited crypto tracking — primarily for traditional investments
• ❌ Free plan limited to 10 holdings — too restrictive for most investors
• ❌ Interface less modern than Delta or Empower
• ❌ No real estate or private asset tracking

Best for: Stock and ETF investors in Australia, New Zealand, UK, Canada, and other supported countries who need accurate automated tax reporting alongside performance tracking.

Not ideal for: Crypto-focused investors or anyone who needs real estate and private asset tracking alongside their investment portfolio.

Pricing: Free plan (10 holdings). Starter from $15/mo. Investor from $22/mo. Expert from $31/mo.

5. Wealthica — Best Portfolio Tracker for Canadian Investors

Wealthica is the leading portfolio tracker for Canadian investors — connecting to all major Canadian brokers and financial institutions including Questrade, Wealthsimple, TD Direct Investing, RBC Direct Investing, CIBC Investor’s Edge, and 100+ other Canadian financial institutions. For Canadian investors who want to see all their RRSP, TFSA, RESP, and non-registered accounts in one place, Wealthica provides integrations that no US-focused tracker can match.

The platform tracks performance in Canadian and US dollars, handles cross-currency positions automatically, and provides dividend tracking for both Canadian and US dividend stocks. The free plan covers most core features — portfolio tracking, performance reporting, and account aggregation — making it accessible to investors at every level.

Key features

• ✅ Connects to 100+ Canadian financial institutions and brokers
• ✅ Supports RRSP, TFSA, RESP, and non-registered account tracking
• ✅ Multi-currency tracking — CAD and USD
• ✅ Dividend tracking for Canadian and US stocks
• ✅ GIC and savings account tracking
• ✅ Crypto portfolio tracking
• ✅ Generous free plan with core tracking features
• ✅ Performance reporting with benchmark comparison

Limitations

• ❌ Primarily Canadian-focused — limited international broker coverage
• ❌ No tax report generation
• ❌ Less comprehensive for crypto than dedicated crypto trackers
• ❌ Interface less polished than Delta or Kubera

Best for: Canadian investors who want to aggregate all their Canadian brokerage accounts, registered accounts (RRSP, TFSA, RESP), and savings in one place with a free plan.

Not ideal for: Non-Canadian investors or anyone who primarily needs crypto tracking or tax report generation.

Pricing: Free plan with core features. Plus from $9.99/mo. Premium from $19.99/mo.

How to Choose the Right Portfolio Tracker

How We Ranked These Portfolio Trackers

Every portfolio tracker on this list was evaluated by the altFINS research team across five criteria:

• Asset class coverage (25%) — breadth of supported asset classes and financial institution connections
• Integration quality (25%) — reliability of broker, exchange, and wallet connections
• Performance reporting (20%) — accuracy and depth of return calculations and analytics
• Tax reporting (20%) — availability and quality of automated tax report generation
• Value for money (10%) — quality of free plan and cost of paid tiers relative to features

Frequently Asked Questions

What is the best free portfolio tracker?

Empower is the best completely free portfolio tracker for US stock and retirement investors — connecting to 14,000+ financial institutions with investment analysis and retirement planning tools at no cost. Delta offers the best free multi-asset tracker covering both stocks and crypto. Both are strong choices depending on whether your portfolio is traditional investments or a mix of stocks and crypto.

Can I track both stocks and crypto in one portfolio tracker?

Yes — Delta supports stocks, ETFs, crypto, and DeFi in a single portfolio view and is the best choice for investors who hold both asset classes. Empower has limited crypto tracking and is better suited to traditional stock and retirement portfolios.

What is the best portfolio tracker for tax reporting?

Sharesight is the best portfolio tracker for tax reporting — it automatically calculates capital gains, dividend income, and currency gains across multiple brokers and generates tax reports for investors in Australia, New Zealand, UK, Canada, and other supported countries. For crypto tax reporting, Koinly and CoinTracker are the dedicated specialists.

How do portfolio trackers connect to my broker?

Most portfolio trackers connect to brokers via read-only API keys or through manual CSV import of transaction history. Read-only API keys allow the tracker to view your holdings and transactions but cannot execute trades or withdraw funds — they are completely safe to use. Always use read-only API keys and never grant trading or withdrawal permissions to any portfolio tracker.

Should I use a portfolio tracker or a spreadsheet?

A dedicated portfolio tracker is far superior to a spreadsheet for most investors — it automatically imports transactions, calculates performance including dividends and currency effects, updates prices in real time, and generates reports. Spreadsheets require hours of manual maintenance and are prone to errors. Only use a spreadsheet if you have very specific custom reporting needs that no tracker can meet.

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Disclosure: Some links on this page are affiliate links. altFINS may earn a commission if you sign up through them, at no extra cost to you. Our editorial rankings are independent of any commercial relationships. Investing involves risk of loss.